Vacant Home Insurance

Move renovate your home or put it up for sale.

Vacant home insurance. To learn what is unoccupied and vacant home insurance it is important to understand that for insurance companies the definitions of unoccupied and vacant home are different. Get vacant home insurance from foremost. Many insurers offer special seasonal and vacation home coverage for your vacation property but you may also need additional coverage for the unoccupied primary residence. Whether youre a frequent traveler or just moving to a new house leaving your home uninhabited for an extended period means your homeowners insurance policy may not cover damages.

A little known fact is that most homeowner insurance policies do not extend coverage on a vacant home for more than 30 to 60 days. Generally insurance providers consider a home to be vacant if its unoccupied for 30 to 60 consecutive days. Insurance options for vacant homes. Click here to find out how unoccupied and vacant home insurance can protect your home and whether you need it or not.

Dont wait for a vacant home to be vandalized before checking your insurance policy. Unoccupied home insurance is insurance you take out if your home is going to be empty for a stretch of time thats longer than your standard policy will allow. Primary and vacation home. Vacant property insurance can be easy to find when you know where to look.

Vandalism and malicious mischief coverage. Standard policies often only provide cover for an empty home for 30 60 days and if anything were to happen outside this period you would likely not be covered. Whether youre waiting for a home to sell looking for the right tenant or doing renovations owning a vacant property comes with special risks.

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